Have A blessed Dallas Contractors Day
Dallas Contractors General Liability Insurance: When you need something fast it just seems like everything starts to move in slow motion. We are here to help the small to midsized contractor with all of your insurance needs. You may want pricing to see if this next “JOB” is worth your time. You may want to see if there is something that can be done with the pricing that you are currently paying. We do things the old fashioned way, where the contractor is the reason that we are here in the first place and to be of the very best service that we can be. Your Dallas General Liability Insurance is very important.
Just how important?
Now, When you start your journey on the yellow liability road you are going to maybe know some things that no one has taken the time to tell you about. Things that will make common sense to you and maybe help you understand how this liability thing works. Let’s start with what you do?
- Welder?
- Concrete Contractor
- General Contractor
- SubContractor
- Remodeling Contractor
There are a lot of ways to get you coverage for your company and only one way to do this right….Take you time, not a long time, just don’t be in a hurry. Remember you are purchasing somewhere around a million dollars worth of insurance. And for me that is a lot of money.
Web-Site
Regardless of why something is on your web-site whatever it is that you say that you do then you will be charged for “IT”, the underwriter will find your web site. Let’s put it this way, WhatEVER is on your web site is what the underwriter is going to go with. The choices are narrow: you can have the policy cancelled and lose your money or you can pay for the exposure that in on your web site. And there is no guarantee that “The insurance carrier” will not just cancel the policy. No good choices here as you can see. So, remember: if you web site then you are going to pay for it.
And that ain’t all
Now, if you have had a company that is not carrying workers’ Compensation then you might find this to be costly, because as-much-as-everyone say’s they are NOT responsible, you may be in for a shock. When you hire a Sub-contractor you could end up in the responsibility seat on two different areas.
One is the Dallas General Liability Insurance. go
The Other?
The other is the Workers compensation: Yes, you might and might is a LOT of money. Here is just one example of hundreds that could happen. You might hire Terry the tree trimmer and Terry is in the tree and subsequently falls out. In our make-believe story here Terry in soap with a $300,000 hospital bill
and this amount is paid in full by the homeowners liability insurance whose yard to treat was located.
Now hear this
You might be involved in litigation with the homeowners insurance company because now, they (the insurance company) have taken control of the situation and the homeowner has zero input at this point. Now this is not a guaranteed this is going to happen or this is not a guarantee this is exactly as it always happens – yet this falls very far inside of the realm of possibility. In short: you could possibly be facing litigation with the insurance company that has a whole host of attorneys.
More to come
This is Monday, February 09, 2015 and we all know that is time to go to work in see what we can get done here in the landscape of our chosen profession. This is just one blog on our blog roll in bedded inside of our website that may help you generate a few questions for your agent. Now, always understand that unless someone has read your policy and the policy language therein they just don’t know… Really anything. Yet, speaking and brought in general terms with a whole lot of may be mixed in there are situations that could turn your fiscal condition somewhat sour.
Disclaimer
Now, I wrote this this morning right around 7:50 AM – this is my personal opinion and my opinion only. This doesn’t change anything whatsoever in your policy and was never intended to do so. This blog roll and website is to be used for informational and entertainment purposes only. We offer no warranty or guarantee whatsoever on this particular post or any post inside of this website/blog. For more information on our disclaimer click here.
Off we go
Now. Off we go into the wide world of websites, cyberspace and all things at large in the world of insurance and contractors. If you need a really fast quote go to the top right hand corner and click quote or you can just click here for a Dallas general liability insurance quote. If for any reason you need us quicker just call one of the phone numbers at the top of the page and would be glad to assist you to the very best of our ability. Have an awesome Monday God bless and thanks for your time toda