Labor Force Insurance

Dallas contractors insurance, Dallas general liability 972-217-8907– good morning to all of you contractors here in North Texas, I am of the opinion that you are well aware that summer has arrived. Maybe summer has come late to the party but, coming in loud and clear with triple digit recognition. This is my way of saying be careful out there it can be dangerous. We are here today on our phones right now at 7:30 AM and ready to discuss any question that you may have and of course we will be here until 7 PM. If you have a question or need a quote we will do all that we can to make the process is quick and painless as possible. Dallas contractors insurance, Dallas general liability let’s talk about the quote.

Something fast

Fast is good in the contracting world because time is money and money is not that easy to come by with our margins being shrunk by the cost of materials. There is something that I referred to as the “right speed” – where we go over things in the beginning which makes our quotes a lot more palatable when they are all said and done. In other words when you get a quote sometimes it’s more like an “indication” because things change under the guise of underwriting. You could be a

• Interior Painter
• Exterior Painter
• Roofing Contractor
• Foundation Contractor
• Fencing contractor

You and your company may do a lot of things that are not on the list above but you get the idea from the list that is supplied. You may be a remodeler are you may do flooring as a profession here in Dallas-Fort Worth. Enter the situation where you are a flooring contractor and you have accepted a job where you were going to build a Protégé outside for one of your clients. Now, all of a sudden you need to do some light framework and pour some concrete in the backyard yet on your general liability is only flooring.

Maybe sometime

Now, maybe 15 years ago when you bought a general liability policy as long as that particular policy didn’t have standard exclusions such as “roofing” then the work may have been covered and a claim may have been paid. Now, here is where the gray area starts – we as an independent agency cannot tell you what is going to be paid and not be paid, we cannot spend a withhold the company’s money. Yet there are general guidelines that help us make decisions that may be more prudent than others for your Dallas contractors insurance, Dallas general liability.

Example

Let’s say that you have a general liability policy that is all about you and your company and flooring. You take a job outside to make a small gathering area for your client and you need to hire some subcontractors that are doing work outside of the scope that is on your policy. Well, we need to address this in we will in tomorrow’s blog. Have a blessed day be careful out there it is really hot and if you need anything give us a call at any time and we will do all we can to help.

Disclaimer

We have a disclaimer every day because we just can’t know everything therefore, this was written by one person therefore this is my personal opinion and nothing more. We – this blog – website, offers no warranty or guarantee whatsoever and never will. This blog – website is for entertainment purposes only if you have a question I will be glad to speak to you as a licensed agent by the state of Texas. Have a blessed day and thank you for dropping by today. If you have a question on our Disclaimer please click here.