Hello and Welcome
Dallas Contractors Insurance, Dallas General Liability –972-217-8907 Man here we are it’s Wednesday and “THEY” say, that we don’t have a lot of summer left, and fall is on its way and of course these same people work in side air conditioned buildings. So, tomorrow watch out contractor(s) the heat index might be a little brutal and being a baby boomer well, it’s just harder than it used to be. Today, Wednesday I will be in the office all day I if you have a question or need/want a quote on your Dallas Contractors Insurance, Dallas General Liability today.
Subcontractors
Every day that I speak with a contractor that hires subcontractors I seen to hear the same thing, that the subcontractor is “On there own” now, I am not saying that anything will or might happen. I do want to propose a question on this subject matter. What happens if there is a claim? And all of the sudden someone calls you and starts asking questions? Now, there is no guarantee that this would ever happen, yet see if this sounds something that could happen. Say there is a claim it could be anything that might/could happen in the real world of contracting. Let’s say that
- Over spray on a new car
- Hammer hits new car
- Ladder falls and hits dog
- fire from electrician
- Nail gun Breaks Plate Glass Window
There may be a million things that could go wrong, maybe more than that. How many want to have a claim is not the question, the true question is what happens if the homeowners insurance pays for the claim? What happens next? You know most people say that insurance is evil yet it is never the person that has a two thousand dollar policy and has a claim paid for $ 300,000 grand that was paid for his claim. It does happen yet, I will guess it just does not happen a lot, yet large claims do happen. So, here is the question, in this make believe story we have a loss of $ 300,000 and now the insurance company has paid said claim. Here is the question of the day, do you think the “people loving” insurance company is just going to cut the check of do you think that “they” might want to file a claim against your Dallas Contractors Insurance, Dallas General Liability.
Well?
I cannot tell you what is going to happen, will the insurance company will file a lawsuit against you or if that will just be content looing 300K, truly, I cannot say, yet what do you do if you get a demand letter form the company saying that you owe the money? You might remember this is an insurance company not your local guy with a grudge. Now, we will pick this up tomorrow. We will talk about Claims and subcontractors.
Disclaimer
I wrote this myself and this is my personal opinion. I/this blog/this website offers no warrantee nor guarantee what so ever and never will. Also, this is for entertainment only. If you have a question on our disclaimer go here.