Labor Force Insurance

Dallas general liability insurance: thank you for coming by small cyber shop right here in Dallas Texas and throughout all of North Texas. As you well may know already – we are the best friend or at least try to be to the small contractor. We stay in our field of what we hope is expertise meaning the contractor that runs $3 million in last in a fiscal year. For a lot of our guys that’s pretty darn big into us it keeps us in contact with the owner of our perspective companies sometimes on a weekly basis. We understand that budgets are tight and that speed is of the essence. Dallas general liability insurance for you, if you have never worked for us you might be surprised how fast we can move.

Speed

Speed at the cost of expertise or putting the right codes together can be disastrous and sometimes go all the way to catastrophic. That is never part of the plan, we are just saying that we have done this for a while and are fairly precise for their questioning, and other words were going to need to know what you do specifically and your labor cost, meaning yes including your subcontractors.

SubContractors

Now, the subcontractors are a lot of times the heartbeat of a small companies fiscal income. We understand this and there is something that a lot of contractors even to this day as common as we say it – do not realize they are responsible for the negligence of someone that “they” hire. It’s going to be up to the different insurance carriers if they decide to litigate against someone that you have hired and ultimately this could reach back against you and your assets. You will need protection: Dallas General Liability Insurance

Protection

You, will need protection for your subcontractors in the form of what’s called a CO – “certificate of insurance” you – as the certificate holder will be needed to be named additional insured with a waiver of subrogation in the favor of the certificate holder. Now this is not in concrete, there are variables here and we will have to say don’t take this as anything more than you read on the web – because we would like to speak to you in person on this very important subject. Also you may need

• Workers’ Comp
• General liability
• commercial auto
• Business Property coverage
• Endorsements
• Having a endorsement in your favor/for your company can be very very important. This is not something were going to go into in great depth on this particular blog but yet throughout the year (remember we right around 500 articles a year) you will be able to find an article on the different types of endorsements.
  

  Endorsements

  Endorsements let’s just say as it general rule endorsements can make the difference between you finding a lawsuit versus having someone else pay for the claim themselves. Please, do not say I thought that was what the insurance was four – because it is yet insurance companies can be pretty smart and you don’t want to find yourself against them and their wall of attorneys in most cases.

  Disclaimer

  Here we go: I wrote this today at lunch and I hope you enjoyed this and I would like to remind you and everyone this is my personal opinion. This was written for entertainment and informational purposes only. This blog roll and website offer no guarantee or warranty whatsoever. Disclaimer info