How much coverage do you need
Dallas general liability Insurance, contractors: If you need something fast then you can call or go to the right hand top corner and click “Quote”. When you are in the realm of a more standard type of contractor, meaning more common (Think electrical) contractor we will have your quote to you by the way of the internet usually within minutes. Also, if you are a very small contractor and need some fiscal protection, that usually translates to a smaller limit, we are not advocating this but it does happen then we will have your quote to you and some with higher limits just for you and your company to use as a reference point; for your Dallas General Liability Insurance.
A very small Contractor
A very small contractor meaning one guy that is usually a handyman we have experience in using these types of contractors: Now, here is something that might be of interest to the one man operation. The difference between the $ 100,000 and a Million ($ 1,000,000) on a monthly basis may not be very much in cold hard cash. The final decision will be up to the individual and their needs/exposures. That are a lot of different types of lone wolves out there i.e.
- Electrical
- Handyman
- Lawn Maintenance
- Make Ready
- Remodeling
There are a lot of make different types of contractors that don’t have payroll/labor cost outside of themselves, the commencement one man show. The questions a person might want to ask of their operation fall into three different categories. Do you work inside a home or building? Is there anyone around you when you work i.e. maybe the person that hired you?
Here is where we age going with this
If something goes wrong and a person is hurt (a third party) and you are found negligent then you might want be sure you have enough insurance to cover the loss. When you see the difference in cost you might be very surprised how little the cost you your company is in total and the difference monthly payments.
Money
Now, money is what your work and now one wants’ to try and pay their own claim. The odds of your general liability on bodily injury may be small very small, yet it does happen: and when lighting hits the bottle, well…..things can go wrong by the millisecond. You do not have to purchase anything there is no law in Texas as-of-yet as concerns Dallas General Liability Insurance:
Now, here we go
Your protection is important to us, because no one wants to tell ANYONE OH! that is not covered. So, we will be very fast to get the quote then things go a little slower. This is where we make better decisions
that will help ensure that you have the right coverage for your risk. No one knows everything yet, we want to do everything we can to put you in the best position to have all your exposures covered.
Disclaimer
WE/I/this website and blog roll offer no warrantee of guarantee what-so-ever. I wrote thins and this is my opinion and my opinion ONLY. Here is more on our Disclaimer HERE