It’s February and time to go to work
It’s February and time to go to work here on a nice overcast cold day right after the super bowl. So, much for the rest it’s time for work. Everyday there will be a challenge for the small business man and it’s amazing, just amazing how life finds a new challenge for us in the “do-it-yourself” world. Yet, for most of us we would not have it any other way. The challenge is not a new one: marketing, laborforce, human relations and all that goes with the day to day operations of a business…is one guy and sometimes that is a challenge…all the way down to the Dallas General Liability insurance:
The key’s to saving
Well, it starts with all labor cost is “your” responsibility: like it of not, when you hire someone you are responsible for their actions, including negligent ones. It may seem odd that all you did was hire a licensed electrician to do a simple job and there was/is a problem and “They” are not responsible? Well here is the kicker…they are and yet you may be. It goes something like this:
SubContractor
>Now, When you hire a sub contractor even when they have insurance you can still be at risk. If for some reason, whatever the reason there is an insurance claim then you may pay in the long run. Example: Claim is filed…and the homeonwers insurance taps the electricians insurance. The claim is paid and all seems just swell. The you get a letter form the electricians insurance company demanding payment? This can happen and it can happen to you.
The Certificate of insurance
Now, there is not a perfect scenario of what will happen but it goes something like that. Then comes the more interesting part that may concern you as a hiring contractor on this job for you in this make-believe story have Dallas general liability insurance.
Waiver is Subrogation
There can be a lawsuit ensuing the loss, where someone decides that now the claim is been closed that you as the hiring contractor are now responsible for losses that have been paid, there is no guarantee this is your happen one way or the other. This is where you may want to WE are here to helpWe are here to help: you can call us and we can speak about this particular make-believe scenario and or other things that may be of concern to you and your family. Thank you for dropping by today to our small corner here in cyberspace we hope we can be of help to you and if not hope you had a great weekend if it forward to speaking to you if you ever have a question.
Disclaimer
We offer no guarantee or warranty to what is written here whatsoever. This is one person’s opinion “mine” – and this is to be used for information and entertainment purposes only. If you want information other than this on our disclaimer click here