Labor Force Insurance

Dallas General Liability, Contractors Insurance: We truly want to be Faster with your quote: Better with a lower premium and as smart as can be when it comes to understanding the needs of the contractor at large. We (Labor Force Insurance) understand that you can-NOT make any money giving it all to your insurance agent. The only way that we even exist is because of the small contractor so, common sense dictates that we really want your company to survive the jungle out there. The story continues: you have plenty to be concerned with as a contractor: i.e. you don’t want to study insurance or you would have become an insurance agent: that is our way of saying “Dallas General Liability” that is our job.

Quote

A quote for your general liability is pretty fast: ASIN well about three to five minutes and that will give you *A small Contractor* a very close estimate. If you are questioning the word “Estimate” then here is a small understanding of what actually takes place. WE need some general information.

• We need the name of your company?
• Also we need your labor cost?
• What you do? (think: Paint contractor or say electrical)
• How many years experience?
• Any Losses in the past three years?
• Any Prior coverage?

Now, to get a quote only all we need is the experience and the labor cost: Now where things get Iffy is here: Example: Someone is a concrete contractor: and that same person has a handy dandy Quote in their hand. All of the sudden you are asked this question how many foundations? And in this make-believe quote we find out said contractor does 15 foundations a year.

So let’s talk for a second

Now: your cost are generated by your exposure i.e. what you do for a living: A person that builds 25 story building downtown Dallas will pay more per $ 1,000.00, than the guy painting inside apartments
for a living. I think every one could understand that one. Also there are companies with different ratings. The Big Dog On The Block is A.M. Best

A.M. BEST

Now how a company is rated: Well you can check with the Department of Insurance for that one. Let’s not start throwing around stuff like: Algorithm. Now as for the difference between companies there is little I can say except some are rated higher than others (that is a different Blog)

Disclaimer

Only one person writes this blog: me and I make NO Guarantees or give any warranties EVER. This is my opinion and the use of this blog is for entertainment for purposes only. If you want more on our disclaimer please CLICK HERE

Whoa!! Here we go

Let’s talk about pricing, we think we offer the most comprehensive coverage I am sure a lot of people will disagree. One thing that you want to do is to ask more than one agent. Meaning, you need to shop with an gent that is licensed by the state of Texas.