Monday: What is NOT covered.
Dallas General liability Insurance Contractors: is something that although common; is a mystery as to exactly “WHAT” is covered. Today we will go over some of the “Yes” it is covered and no that is not covered from a different kind of coverage aspect. Well, kinda– there are “Admitted” carriers and non-admitted carriers. We will be talking about the “Admitted” carrier today and there is a difference between the two, however that is a entire series of blogs to themselves. Some of the confusion comes with the general understanding of what is “Dallas General Liability Insurance” let’s talk basics here.
What is that not covered?
You most likely know something’s about insurance i.e. if you have been driving for a while then you might know a lot more than you realize. Let’s say that once upon a time here in the great State of TEXAS, you had a personal automobile accident. In said accident you were not at fault, someone hit your auto, so far all is understood (well most likely) and here is another thing that you know. The person that hit you will not be making a claim on their homeowners insurance. That is because these are different coverage’s. In plain English you have a different exposures and risk that come inherently with your home vs. your automobile. You know you don’t drive your home anywhere, I know you know this so just know that this is for your understanding of why you have different coverage’s.
Yes, there is a difference
Now, there is a difference in coverage’s, admittedly the most common misunderstood is general liability.
There is a possibility an understanding is complements of what is of what not covered rather than a general list of what is….there is a real big catch. Using common sense as a barometer a person can understand that nothing here is an “Absolute” because there are policies that have extensions of coverage’s or endorsements that can cover…well maybe….let’s say workmanship. (Again a whole other blog.) now what is not covered:
- Slip and fall in office
- Workman ship in most every case
- What you are working on
- Sub or employee Hurt on Job
- Commercial Auot Claim
Now this list is far from exhaustive and you really need to speak about your policy in particular. And you know it just hit the QUOTE button and we will call and or email you. There is a lot more.
Not a cure all
Dallas General liability can be very comprehensive have a lot of endorsed coverage(s) yet here is a grand idea. This is where we say you need to take you time and ask a simple question of the agent that is offering you a policy. Do your due diligence, meaning do all that you can to protect your family and your assets with the help of your Dallas general liability Insurance
Disclaimer
Now I wrote this and if you want more information on this “Disclaimer” then please click here. This is written by one person and I offer no warranty or guarantee what so ever. NONE. This is to be used as entertainment only. If you choose you generate a question ask your agent.
Thank you
Thank you for stopping by today, we are grateful and if you need anything we will be glad to try and help. Have a blessed day and thank you again for stopping by at our web-site/Blog.