Labor Force Insurance

Dallas Contractors General Liability Insurance: Well day light savings time has arrived and so after losing an hour’s sleep, I’m sure everyone is running late to church today. We want to begin by saying how much we here at Labor Force Insurance appreciate you stopping by our little cyber insurance agency and we are truly excited to remind you of our new offices opening soon in Benbrook (west Fort Worth) and when we do we will do our best to continue to provide fast and efficient service to all our contractor clients here in Fort Worth and all north Texas. We are equipped with all the tools of technology to close any gaps possible in providing you with the proper coverages that are associated with the world of contracting. We will also be available by phone if you are more comfortable speaking with someone, and if you are used to using the world wide web, the Internet, we sincerely encourage you to go to the top right corner of our website and click on the “Free Quote” section for a quote regarding your Dallas Contractors General Liability Insurance.

BEGIN AT THE BEGINNING

Let us begin by saying that this process begins with us receiving some accurate information regarding you and your company, and while this list may seem long and boring, it is very necessary to assure that you get the best possible coverage for the adequate protection of your company and assets. Quite bluntly we will need to gather information that will encourage the insurance company offering the coverages to be convinced that you are worth their risk of at least a million dollars or more. Now I don’t know about you, but where I come from that is a lot of money and it will come only with thorough examination of your circumstances. Now to accomplish this on your behalf, we will need to consider such things as:

• Loss history
• Prior insurance
• Experience
• Labor Cost
• Work out of state

Now there will be other questions, but this begins to give you an idea of the areas to be covered. Now please be assured, the company wants you to be safe and virtually claim free, but obviously accidents happen, but with proper preparation these things can be somewhat mitigated. And obviously you can understand that if you’ve had a claim on your auto insurance that unfortunately that coverage could see a rise in the policy premium.

WHAT IS NEXT

Now we are very proud to serve the small contractor in Texas and we certainly know money doesn’t grow on trees (wish it did), so paying for your insurance in full is not always an option and therefore it needs to be spread out over months with a payment plan. Now please keep in mind that is the companies arena and they will usually offer some form of financing, but that is not something we can do. Obviously you will agree that this is a very necessary service and we are glad the companies offer it to you to help you in spreading those costs out for your budget and cash flow. Now what we do want to provide you is with great service, so let’s continue.

THE CERTIFICATE OF INSURANCE

Ok, so here we go with some of the more difficult components of the commercial insurance world that is with regard to your general liability, and that is the certificate of insurance. Our goal will always to provide you with additional insured and a waiver of subrogation, unless of course the contractor decides he or she does not need the coverage. This will help if you need a blanket and therefore the cost will be less, plus this will be faster and expedite the process to your benefit. If you will email us your information included we will have your certificate of insurance may as much as five times faster. Now this may not seem possible but we are serious about our service when it comes to your Dalls Contractors General Liability Insurance.

REAL FAST

When the contactor sends us this info via email we will cut and paste and the certificate will be coming immediately. However, if we just get the name of the company, well to be honest this will slow the process down and we will have to do more research and thus push the delivery of the certificate possible even to the afterhours of the evening. That is obviously not our goal and is helping no one, so help us help you by providing the proper information as quickly as possible for everyone’s sake. Well enough for now, we thank you for dropping by today and we hope you have a great week even though you lost an hours sleep.

DISCLAIMER

This is an article that was written solely by me and is my opinion, period. Now I write these articles to hopefully stimulate some thinking on your part about your commercial insurance but I always encourage you to speak with your agent for advice and counsel, and I do not guarantee or warrant this information and it is for your entertainment. I you have want more information with this disclaimer, please click here now. Thank you again and be blessed.