Labor Force Insurance

Dallas Contractors insurance, general liability 972-217-8907 – well you can call us or go to the blue button that say’s quote and we will most likely have your first quotes to you in a few minutes. So, today there are some things that I want to go over with you and your company such as the questions on the application that might seem a little foreign to the logic part of your brain. As an example have you had a claim in the past five years (maybe longer) might be one of the questions. Dallas contractors insurance general liability.

Questions Dallas

Questions that may be asked are question that are answered with a “What difference does that make happens a lot” and do remember that most independent agency’s are resellers of someone’s product. In short is we don’t usually have a vote when it comes to underwriting questions. Yet, there is the possibility that a wrong answer could produce a problem later. Here is the part that we will never be answered is how a company is going to react when faced with a discovered inaccuracy is exposed. There may be questions such as…

• Bankruptcy?
• Been in litigation?
• Website?
• Losses?
• Open claims?

Now the above is just a start do not us that list for anything other than an example because there is a great possibility that other questions linger in insurance-land. One example might be do your use cranes. Now, it if a person was to answer no to that particular question then you might be a little hard pressed to answer the question of why there is a claim involving a crane on your job site. Contractors Insurance Dallas Quote

Just saying

Now, I can’t tell you what will happen if a claim occurs involving an object that was reported to the company as a non exposure, yet I can ask you a question. How comfortable do you think that you would feel talking to the claims adjuster?

Subcontractors

Now, here we go again and will for (I guess) as long I am in the insurance industry, that magnificent question of subcontractors. This great mystery that somehow always to reoccur when it is time to get a
Dallas contractors insurance general liability quote.

Question

Here is a simple question: There is a claim on a home that you and your crew is working on and one of your subcontractors was negligent and there is now a $ 30,000 problem (claim) and the homeowner’s insurance pays out the amount. What do you think happens next? Do you think that the INSURANCE carrier is going to say “Do over” or do you think that “they” my come after the money they have paid out to your subcontractor.

Disclaimer

I wrote this is very Saturday, and this is my opinion and nothing else and never will be. I this blog/website offers no warrantee nor guarantee whatsoever. This is for you entertainment only and nothing more, need more on disclaimer click here. Have a blessed week, and remember that the summer heat might be bad, real bad for us baby boomers (that means old) so do try and maybe stay safe out there. You know we are here every day from 8AM til 6PM M-F and you can catch us on the phone on Saturday’s til noon. Have a great weekend and God Bless America. Also, thank you for stopping by our small cyber shop here in the cyber west (Dallas) again be safe and be blessed. OH! and do drop by again as we have a series on Questions and Dallas General Liability. 972-217-8907