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Dallas contractors insurance, Dallas general liability – 972 217 8907 thank you for dropping by today we really appreciate it, there are thousands of websites that deal with the subject of insurance so we would like to start with this part right here – “we live right here in North Texas” – we have been serving as an independent agent the Dallas-Fort Worth area for over a decade. We do hope that we can be of some assistance to you and your company and would like to say that we are not one-size-fits-all. Stereo typically, our contractors and their company are usually pretty small. Small meaning that they are under the $1.5 million in gross sales and a lot of times they are 1 to 3 man companies. For right now let’s talk about subcontractors and how they may impact your Dallas contractors insurance, Dallas general liability.
Subcontractors
Subcontractors, are used by a lot of contractors here in the state of Texas and North Texas in particular, now for me personally I don’t think that anything is 100% yet a very high percentage of contractors you subcontractors as opposed to employees. In a lot of cases, or a contractor may employ the services of a subcontractor to do jobs that are outside of the scope of their commercial expertise. Now, we could probably sit here in write an entire block on what a subcontractor can possibly do, yet the spirit of this particular blog is simple – subcontractors and their relationship to your insurance coverage. As a short list of examples, you may hire a subcontractor to do jobs for you such as…
- Concrete
- Landscaping
- Excavating
- Fence Work
- House Painting
- Drywall
- Remodeling
Yes, we understand that you probably get the point – there are a lot of different types of jobs that you may hire a subcontractor to do for you and your company. Now, the following is questions that you may ask our may want to ask of your agent. Please, remember that I have never read your policy therefore do not know the policy language. There are lots of companies here in the wide world of insurance so I may not have even of heard of the company that you are currently with. The reason that I’m speaking generically vague is because there are things that I just cannot know about your particular policy. So instead of statements let’s make a few questions that might make it into the column of prudence.
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What happens if you have a claim filed by a subcontractor? What happens if you receive a demand letter from an insurance company that has paid a claim? Is your current policy set up to cover subcontractors? Does your current policy have a provision to cover subcontractors? The type of work or the code that is being used concerning the subcontractor and the type of work they are performing for you, on your job site is that covered by your current Dallas contractors insurance, Dallas general liability policy?
Disclaimer
I am the sole writer of this entire blog and website – only one person writes articles on this website meaning this information here is a personal opinion and nothing else. And please believe me when I say my personal opinion can be very flawed when it comes to a policy that I have never read and no understanding of your policy language – this could mean you. This website/myself – this blog in general offers no warranty or guarantee whatsoever and never will. If you have a question on our disclaimer please go here.