Labor Force Insurance

Dallas contractors insurance 972-217-8907 , thanks for stopping by today, as we head for the week end and are coming upon the 4th of July we as a company want to say thank you to all that keep America free. Also, because I am one of the baby boomers or that is my generation I just want to say “Contractors beware of the heat, it’s dangerous so do hydrate.” The need for general liability and other coverage’s it seems have become a bit more mandatory lately. Even if the great state of Texas is not demanding that you (as an example) carry Workers’ Compensation that does not mean that a contract may be compelling you and your company to do just that. Dallas contractors insurance general liability and contracts.

The Contract

Now, it possible that there are thousands of different kinds of contracts for the subcontractor out here in the wide world of contracting, meaning that without reading your particular agreement there is no way for our company to understand what you might need as far as coverage’s go. You might be a

• Handyman
• Concrete
• Flooring
• Remodeling
• Roofing

There are all kinds of contractors and each may have a different kind of risk, meaning that it may be true that you might need workers’ compensation more if you are a roofing contractor than a person that is painting the interior of a home yet, remember you might need Dallas contractors insurance.

There is some math

There is some math that may go along with the guy that roofs vs. the guy that paints the inside of a house that states it’s more likely that a person falling off a roof is likely to be hurt on the job than the painter. May sound elementary, but we all know that the hospital bills can be very expensive. The point here is that when you sign your contract you may have to show proof that you have particular coverage’s that you currently don’t have.

Holding the check

Now, I cannot say what is going to happen in the future yet, it might be prudent to know what you are signing, before you put your company to work on a job. If there is a part of the contract that you maybe did not adhere to then there can be a problem when it comes to your payment.

Yes, it did

Now, in the real world I have heard of times that a contractor had to add endorsements or coverage to their certificate of insurance and the same question always seems to follow this action. How much did that cost? The cost can run the full gauntlet of the spectrum from not much to “WHAT!!” And remember if you have already do the work then things could get interesting and maybe not in a good fiscal way. Just pointing that out and if you want us to look over the contract or want a quote go here.

Endorsements

We will be going over endorsements tomorrow “Friday” well is will take a few post so, stay with us on the “endorsement” thing because we be going over this until the month of July, and although we have already said have a blessed 4th of July we just wanted to say it again because we are that way here, we love the USA.

Disclaimer

You know there are a lot of different policies so you can understand that I can’t read them all so here goes. I wrote this and this is my opinion and nothing more. Also, I offer no warrantee nor guarantee whatsoever on this blog/website. This for entertainment only. For more on our disclaimer click here.  972-217-8907