Labor Force Insurance

Dallas contractor’s insurance, general liability 972-217-8907. We (Texas) is maybe the last state that workers compensation’ is not mandatory yet there is so talk amount the water fountain that the “Non-Mandatory” status may change and I don’t know how that is going to effect the general contractor that uses subcontractors but I will do all I can to keep you guy’s posted. Now, I was a little hasty and did not even say hello, so “hello” to all and I hope all is well with you and your company. Today let’s talk about the reason that you as a company came here in the first place Dallas Contractors insurance general liability.

Sales- think about it

If a company does not sell you a policy then the company will make no profit, so to say that we in the industry are in the sales game is like saying that a fish is a swimmer. Yes that “Sales” thing is inherent to the landscape of the industry yet it’s just not cut and dry as it may seem. It is true that not all policies are not created equal then you might understand that not is all what it seems when it comes to different kinds of companies, they me by…..

• Admitted
• Non-Admitted
• Rated by A.M. Best
• Not rated by A.M. Best
• Have a lot of exclusions
• Have a broader base of coverage

The story here can get long winded that is why this is going to be a three part series on coverage, ratings and Admitted and Non-Admitted insurance carriers. Now we start at the quote and some quotes are going to come at you faster than others. There is a reason for that, think internet.

Web Portales

There are web portals that allow some agency’s to get a faster quote, just like when you fill in the data fields for a personal insurance quote the quote comes back fast. There can be some information that you might want to know. The “Quote” may not be the final answer, not always but it is possible. Here is one example:

Website

Let’s say that you have been in business for 5 years without having any claims. You get a new policy and then you get strange call from the person that sold you the policy. There is something on your website that says you do concrete work and there is nothing about that concrete work on your Dallas contractors general liability application. NOT one thing.

The underwater

The underwriter does not have a death wish for your company, that person was looking over your application and saw the codes that said that you did interior and exterior painting. Yet, on our website there is more……..come back here Wednesday for part two.

Disclaimer

I wrote this myself and this is my personal opinion and nothing more. I/this blog/website offers no warrantee or guarantee what so ever. If you want more information disclaimer then click here.