Labor Force Insurance

Dallas general liability insurance, contractors: You are most likely would like to start at with looking at pricing. Labor Force would like to see if we can get your “quote” to you very fast, because that is usually where you start, you start at price. Now, our goal is to be not only fast but efficient: meaning that the “quote” needs to be more than just numbers. We want to move in a way that help protect your assets, meets your certificate request and allows you to feel that you have value from our agency as opposed to a sleepless cyber eating machine. Your Dallas General Liability is our passion.

Questions

There are common questions attached to someone who has not had coverage, the worst thing is someone call and ask a question such as: Is this covered (then it gets worse) what is covered: Now no one has all the answers yet here are some pointers the may not be covered on you generic liability coverage:

• Workers are NOT covered
• Sub-Contractors are NOT covered
• ***What you are working on is not covered
• Stolen equipment is NOT covered
• EPLI is NOT covered

There is a lot that is coved yet this is not Workers Compensation for your employee’s or Sub-contractors. What you have in your passion is NOT covered nor is anything that is stolen (equipment) is NOT covered. Employers Practices Liability Insurance: is not covered: i.e. Sexual harassment; unlawful dismissal of employees and the list goes on including……see you agent or call us today.

People hurt not job

Now, there is a time where you may have coverage for bodily injury if the person is say walking by and you are negligent and that person is harmed by your negligence. You need to check with your agent when we start talking what is or is not covered if for no other reason that “WE/I” have not read your policy or the language inside of you policy. You may have the most all the way to the least coverage known to man. Actually I don’t know and there is no way for me to know what your policy will cover.
Now, there is an argument of the coverages that must be inside of a – “standard admitted carrier” but for the absolutes to do need to go over with your agent what is and is not covered.

He said; She Said

Now, for the truth: your Dallas general liability insurance policy has its own set of rules called policy language. The shorthand of these rules is listed on the exclusion page: there is a a lot of useful information there and you want to go over to be sure that not only you have a comprehensive policy, but you also understand basically what is and is not covered.

Disclaimer

Now, we write these articles every day to give an overview of what may or may not be true in the landscape of general liability. But because I have never read your policy do not know your policy language the following is very true – this is my opinion, this should not cause you to have an action or reaction to your particular policy whatsoever. Everything on this page and every page inside of this website/blog is to be deemed entertainment, used for entertainment and informational purposes only. We do not offer any type of warranty or guarantee whatsoever ever to the accuracy of this or anything in this website. This is a reader beware, just because you read something here will never make it a law or a truth on your particular policy be sure you are working with a good agent.